ZIP 21702 Property Distress & Foreclosure Data

In Frederick County, Maryland, ZIP 21702 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (64/100)). Its standout signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Structural risk reads 55/100 against active distress of 2/100.

The peak-phase market in 21702 posted values that rose 2.8% over the year, and 12% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 19,462 housing units across 21702. Vacancy runs 5.1%. Population is roughly 47,437 with a median age of 38. Educational attainment sits at 41% bachelor's-or-above. Owners hold 63% of homes, renters 37%. DLRadar's demographic-stress index for the area reads 30/100. Rent burden reaches 45% of tenant households. 8.9% of residents fall below the poverty threshold. Home values center near $426,300, an affordability ratio of 3.7× — accessible. Median household income is $104,659, above the U.S. median near $78,000.

Broadly, 21702 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.