ZIP 21702 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21702 (Frederick County, Maryland) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (61/100)). Its standout signals are construction/permit lag (65/100), structural risk (52/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. Structural risk reads 52/100 against active distress of 2/100.

The market reads peak — home values rose 1.6% year on year, and 12% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 19,462 housing units. Vacancy runs 5.1%. Population is roughly 47,437 with a median age of 38. Around 41% of adults hold a bachelor's degree or higher. Owners hold 63% of homes, renters 37%. DLRadar's demographic-stress index for the area reads 30/100. Around 45% of renters are cost-burdened. 8.9% of residents fall below the poverty threshold. The typical home is worth about $426,300 (3.7× income, relatively affordable). Median household income is $104,659, above the U.S. median near $78,000.

On balance 21702 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 21702 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 21702 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 21702 stays directly comparable to neighboring ZIPs and the rest of Frederick County, Maryland. Sparse data for 21702 shows as blanks, never estimates, and the score updates on every fresh public filing.

21702's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 21702 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.