ZIP 21773 Property Distress & Foreclosure Data

Frederick County, Maryland's ZIP 21773 registers 24/100 composite distress, which DLRadar reads as low. Structural exposure scores 55 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (64/100).

The market reads peak — home values rose 2.8% year on year, and 19% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $544,400 (3.1× income, relatively affordable). 93% of housing is owner-occupied. About 5,619 people live here, median age 43. At $152,839, median income runs above typical U.S. levels. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Around 46% of adults hold a bachelor's degree or higher. There are about 2,235 housing units across 21773. The demographic-stress sub-score lands at 20/100. The poverty rate is 3.0% — low. Rent burden reaches 12% of tenant households.

Overall 21773 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.