ZIP 21798 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 21798 in Frederick County, Maryland comes in at 25, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (63/100). Structural exposure scores 57 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (82/100), structural risk (57/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 11% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $125,583 — above the roughly $78,000 national figure. About 37% have a four-year degree. Roughly 13.9% live below the poverty line. The ZIP holds roughly 1,031 housing units. Vacancy runs 7.8%. On demographic stress specifically, 21798 scores 29/100. Home values center near $498,400, an affordability ratio of 3.7× — accessible. The tenure split is 82% owner-occupied to 18% rented. Rent burden reaches 31% of tenant households. About 2,765 people live here, median age 42.

Net-net, 21798 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 21798 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 21798 stays directly comparable to neighboring ZIPs and the rest of Frederick County, Maryland. Sparse data for 21798 shows as blanks, never estimates, and the score updates on every fresh public filing.

21798's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 21798 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.