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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 21705 Foreclosure, Tax-Lien & Distress Report

Frederick County, Maryland · High Poverty market

DLRadar grades ZIP 21705 (Frederick County, Maryland) at a low 25/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (63/100). The latent-versus-live split is 57/100 structural and 0/100 already moving. Property-level stress concentrates in construction/permit lag (82/100), structural risk (57/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) register low.

The market reads peak — home values rose 1.6% year on year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 0% have a four-year degree. On demographic stress specifically, 21705 scores 100/100. The poverty rate is 100.0% — high, a tax-stress and distress correlate. About 4 people live here, median age 42.

Taken together, 21705 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 21705 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 21705's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 21705 shows blanks, not estimates, wherever the record is sparse.

21705's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 21705 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

25/100
Composite stress
57/100
Structural risk
0/100
Distress activity

What is driving ZIP 21705’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk79
9 further distress layers are graded for 21705

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 21705 by the numbers

The live 21705 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 21705 distress and acquisition report

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Rules-based scoring — each signal ties to a public dataset · methodology

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