ZIP 21793 Foreclosure, Tax-Lien & Distress Report

Frederick County, Maryland's ZIP 21793 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (63/100). Property-level stress concentrates in construction/permit lag (82/100), structural risk (57/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Structurally it carries 57/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 13% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $459,400, an affordability ratio of 3.2× — accessible. The ZIP holds roughly 4,010 housing units. Owners hold 86% of homes, renters 14%. The vacancy rate is 3.1%. 10,914 residents call 21793 home, typically aged 43. DLRadar's demographic-stress index for the area reads 24/100. Around 37% of renters are cost-burdened. 2.8% of residents fall below the poverty threshold. Median household income is $128,504, above the U.S. median near $78,000. Around 39% of adults hold a bachelor's degree or higher.

On balance 21793 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 21793 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 21793's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 21793 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 21793's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 21793 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.