ZIP 21793 Property Distress & Foreclosure Data

In Frederick County, Maryland, ZIP 21793 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (64/100). Its standout signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Structural risk reads 55/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 13% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $459,400 here, or 3.2 times local income. There are about 4,010 housing units across 21793. The tenure split is 86% owner-occupied to 14% rented. Vacancy runs 3.1%. 10,914 residents call 21793 home, typically aged 43. On demographic stress specifically, 21793 scores 24/100. Rent burden reaches 37% of tenant households. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $128,504 — above the roughly $78,000 national figure. About 39% have a four-year degree.

On balance, 21793 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.