ZIP 21791 Property Distress & Foreclosure Data

Frederick County, Maryland's ZIP 21791 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (74/100), flood (NFIP) exposure (64/100). The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (53/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Structural exposure scores 53 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 2.8% year on year, and 22% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 5.6%. The demographic-stress sub-score lands at 32/100. The typical home is worth about $379,800 (4.1× income). There are about 2,059 housing units across 21791. About 4,734 people live here, median age 41. Around 26% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. At $90,460, median income runs above typical U.S. levels. Rent burden reaches 52% of tenant households. The poverty rate is 6.6% — low.

Overall 21791 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.