ZIP 21703 Foreclosure, Tax-Lien & Distress Report

Frederick County, Maryland's ZIP 21703 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (63/100). On the structural side it scores 57/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (82/100), structural risk (57/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The peak-phase market in 21703 posted values that rose 1.6% over the year, and 15% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 29/100. Roughly 9.9% live below the poverty line. Owners hold 69% of homes, renters 31%. The ZIP holds roughly 16,069 housing units. At $105,293, median income runs above typical U.S. levels. Around 43% of adults hold a bachelor's degree or higher. A median home runs $384,600 here, or 3.5 times local income. About 41,766 people live here, median age 35. Rent burden reaches 42% of tenant households. The vacancy rate is 3.4%.

Overall, 21703 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 21703 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 21703 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 21703 stays directly comparable to neighboring ZIPs and the rest of Frederick County, Maryland. Where the public record is thin for 21703, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 figure for 21703 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 21703 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.