ZIP 21718 Foreclosure, Tax-Lien & Distress Report

In Frederick County, Maryland, ZIP 21718 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (82/100), structural risk (57/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (63/100). Latent structural risk is 57/100 while live distress already moving reads 2/100.

The peak-phase market in 21718 posted values that rose 1.6% over the year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 21718 scores 26/100. There are about 70 housing units across 21718. Households earn a median $102,917 — above the roughly $78,000 national figure. Vacancy runs 2.9%. Rent burden reaches 24% of tenant households. Around 49% of adults hold a bachelor's degree or higher. About 142 people live here, median age 55. The tenure split is 71% owner-occupied to 29% rented. The poverty rate is 4.2% — low. Home values center near $576,400, an affordability ratio of 4.3×.

Net-net, 21718 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 21718 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 21718 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 21718 stays directly comparable to neighboring ZIPs and the rest of Frederick County, Maryland. Every figure is auditable to a public dataset and refreshed on ingest; 21718 shows blanks, not estimates, wherever the record is sparse.

21718's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 21718 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.