ZIP 21718 Property Distress & Foreclosure Data

Composite property distress in 21718 (Frederick County, Maryland) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 55/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 21718 scores 26/100. The ZIP holds roughly 70 housing units. Households earn a median $102,917 — above the roughly $78,000 national figure. The vacancy rate is 2.9%. Around 24% of renters are cost-burdened. About 49% have a four-year degree. 142 residents call 21718 home, typically aged 55. The tenure split is 71% owner-occupied to 29% rented. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $576,400 here, or 4.3 times local income.

On balance, 21718 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.