ZIP 21714 Property Distress & Foreclosure Data

Frederick County, Maryland's ZIP 21714 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (64/100)). The latent-versus-live split is 55/100 structural and 2/100 already moving.

The peak-phase market in 21714 posted values that rose 2.8% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 113 with a median age of 59. 0.0% of residents fall below the poverty threshold. Educational attainment sits at 59% bachelor's-or-above. Owners hold 100% of homes, renters 0%. Median household income is $208,750, above the U.S. median near $78,000. The ZIP holds roughly 45 housing units. Home values center near $415,600, an affordability ratio of 1.5× — accessible. DLRadar's demographic-stress index for the area reads 16/100. The vacancy rate is 41.6% — elevated.

On the whole, 21714 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.