ZIP 21758 Foreclosure, Tax-Lien & Distress Report

ZIP 21758's composite property-distress score is 23/100 - DLRadar classes that as low for Frederick County, Maryland. Its standout signals are construction/permit lag (72/100), structural risk (52/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). Structurally it carries 52/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (74/100), flood (NFIP) exposure (61/100).

The market reads peak — home values rose 0.9% year on year, 1.5% off the recent peak, and 26% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 21758 scores 20/100. Rent burden reaches 5% of tenant households. There are about 1,626 housing units across 21758. Around 42% of adults hold a bachelor's degree or higher. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. Home values center near $424,600, an affordability ratio of 3.5× — accessible. Households earn a median $110,694 — above the roughly $78,000 national figure. About 4,238 people live here, median age 42. 88% of housing is owner-occupied. Vacancy runs 4.3%.

Net-net, 21758 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 21758 is not published yet -- the ZIP-level readings above remain fully sourced.

The 21758 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 21758 stays directly comparable to neighboring ZIPs and the rest of Frederick County, Maryland. The score is rebuilt from public data as it updates, so 21758 reflects the current record instead of a stale or modeled snapshot.

Behind 21758's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 21758 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.