ZIP 21727 Property Distress & Foreclosure Data

Composite property distress in 21727 (Frederick County, Maryland) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. On the structural side it scores 55/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (64/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 19% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $92,697 — above the roughly $78,000 national figure. The ZIP holds roughly 1,808 housing units. On demographic stress specifically, 21727 scores 30/100. Around 43% of renters are cost-burdened. Roughly 12.4% live below the poverty line. About 25% have a four-year degree. 6,079 residents call 21727 home, typically aged 29. A median home runs $331,100 here, or 3.3 times local income. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 7.8%.

On balance, 21727 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.