ZIP 21727 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 21727 (Frederick County, Maryland) returns a low composite of 23/100. Its heaviest discrete signals: construction/permit lag (65/100), structural risk (52/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. Latent structural risk is 52/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (61/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 19% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $92,697 — above the roughly $78,000 national figure. There are about 1,808 housing units across 21727. On demographic stress specifically, 21727 scores 30/100. Rent burden reaches 43% of tenant households. Roughly 12.4% live below the poverty line. About 25% have a four-year degree. 6,079 residents call 21727 home, typically aged 29. The typical home is worth about $331,100 (3.3× income, relatively affordable). 77% of housing is owner-occupied. The vacancy rate is 7.8%.

Overall, 21727 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 21727 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 21727 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21727 can be compared directly against any other ZIP in Frederick County, Maryland or nationwide. Sparse data for 21727 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 21727's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 21727 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.