ZIP 21787 Property Distress & Foreclosure Data

Carroll County, Maryland's ZIP 21787 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (49/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. The latent-versus-live split is 49/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (69/100), flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 13% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $88,212 — above the roughly $78,000 national figure. Around 49% of renters are cost-burdened. On demographic stress specifically, 21787 scores 33/100. The vacancy rate is 3.8%. The ZIP holds roughly 4,632 housing units. About 19% have a four-year degree. 11,549 residents call 21787 home, typically aged 40. The tenure split is 80% owner-occupied to 20% rented. Roughly 10.7% live below the poverty line. A median home runs $355,000 here, or 3.9 times local income.

On balance, 21787 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.