ZIP 21787 Foreclosure, Tax-Lien & Distress Report
Carroll County, Maryland · Distress market
ZIP code 21787 in Carroll County, Maryland carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in construction/permit lag (51/100), structural risk (46/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). Latent structural risk is 46/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (69/100), flood (NFIP) exposure (62/100).
The market reads peak — home values rose 2.1% year on year, and 13% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
At $88,212, median income runs above typical U.S. levels. Rent burden reaches 49% of tenant households. On demographic stress specifically, 21787 scores 33/100. The vacancy rate is 3.8%. The ZIP holds roughly 4,632 housing units. Educational attainment sits at 19% bachelor's-or-above. 11,549 residents call 21787 home, typically aged 40. 80% of housing is owner-occupied. The poverty rate is 10.7%. The typical home is worth about $355,000 (3.9× income, relatively affordable).
Broadly, 21787 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 21787 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 21787 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 21787 shows blanks, not estimates, wherever the record is sparse.
21787's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 21787 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 21787
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
21787 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Carroll County ZIP reports
Nearest ZIP codes to 21787
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Maryland distress
Keep going: ZIP, county and state distress coverage for Carroll County, Maryland.
Unlock the full ZIP 21787 acquisition report
Every distressed parcel in 21787 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology