ZIP 21787 Foreclosure, Tax-Lien & Distress Report
Carroll County, Maryland · Distress market
ZIP code 21787 in Carroll County, Maryland carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (48/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Latent structural risk is 48/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (69/100), flood (NFIP) exposure (64/100).
The market reads peak — home values rose 2.1% year on year, and 13% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
At $88,212, median income runs above typical U.S. levels. Rent burden reaches 49% of tenant households. On demographic stress specifically, 21787 scores 33/100. The vacancy rate is 3.8%. The ZIP holds roughly 4,632 housing units. Educational attainment sits at 19% bachelor's-or-above. 11,549 residents call 21787 home, typically aged 40. 80% of housing is owner-occupied. The poverty rate is 10.7%. The typical home is worth about $355,000 (3.9× income, relatively affordable).
Broadly, 21787 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 21787 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 21787 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 21787 shows blanks, not estimates, wherever the record is sparse.
21787's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 21787 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 21787
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
21787 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Carroll County ZIP reports
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Unlock the full ZIP 21787 acquisition report
Every distressed parcel in 21787 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology