ZIP 17340 Property Distress & Foreclosure Data

Adams County, Pennsylvania's ZIP 17340 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (44/100), construction/permit lag (32/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (69/100)). On the structural side it scores 44/100, with 2/100 of stress already active.

The peak-phase market in 17340 posted values that rose 2.3% over the year, 5.0% off the recent peak, and 20% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

80% of housing is owner-occupied. Around 39% of renters are cost-burdened. At $84,858, median income runs near typical U.S. levels. The typical home is worth about $298,000 (3.3× income, relatively affordable). Around 19% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. The poverty rate is 10.4%. The vacancy rate is 3.7%. The ZIP holds roughly 4,533 housing units. Population is roughly 11,403 with a median age of 41.

Broadly, 17340 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.