ZIP 17340 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 17340 (Adams County, Pennsylvania) lands at 20/100 — low on DLRadar's distress scoring. What sets it apart are the readings on structural risk (47/100), construction/permit lag (46/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100), climate & FEMA risk (69/100)). On the structural side it scores 47/100, with 2/100 of stress already active.

Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 20% higher over three years, at 24/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 80% of homes, renters 20%. Rent burden reaches 39% of tenant households. Median household income is $84,858, near the U.S. median near $78,000. Home values center near $298,000, an affordability ratio of 3.3× — accessible. Around 19% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. The poverty rate is 10.4%. The vacancy rate is 3.7%. There are about 4,533 housing units across 17340. 11,403 residents call 17340 home, typically aged 41.

On balance, 17340 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 17340 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 17340 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 17340 can be compared directly against any other ZIP in Adams County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 17340 shows blanks, not estimates, wherever the record is sparse.

17340's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 17340 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.