Adams County, PA: Foreclosures, Tax Liens & Distressed Properties

Adams County, PA, Pennsylvania: 18 ZIP codes scored, Adams County, PA averaging 21/100 (low, Adams, PA), from 20 to 27. Adams County, PA is in its neutral phase (Adams, PA confidence 24/100): Adams, PA home prices up 3.8% (Adams, PA) over twelve months. Adams County, PA lender headwind: 33/100.

Highest-scoring Adams County, PA ZIPs: 17019 (27/100), 17331 (25/100), 17301 (24/100), 17316 (24/100), 17222 (22/100), 17324 (21/100). Also scored in Adams County, PA: 17372, 17303, 17304, 17306, 17307, 17320, 17325, 17340, 17343, 17344.

Across Adams County, PA's scored ZIPs: median home value $256,194, household income $80,825, 10.7% vacancy, 8.1% poverty, 80% owner-occupied, median age 43.5.

Adams County, PA insurance distress 26/100 (#1,873 in the US); FEMA hazard 0/100 for Adams, PA; 6 Adams, PA NFIP flood claims, $126K paid; Adams, PA construction distress 49/100.

4 banks with 17 branches lend in Adams County, PA; Adams, PA weighted bank stress 52/100, highest 63/100 in Adams, PA.

Adams County, PA unemployment 3.5% (Adams, PA -0.2 pts, six months); 460 new housing units permitted in Adams County, PA over twelve months, Adams, PA up 4% from 444; Adams, PA home prices +8.9% a year (Adams, PA) over three years.

43,672 housing units in Adams County, PA; 8,463 Adams, PA renter households; 38% of Adams, PA renters spend 30%+ of income on rent, 18% (Adams, PA) half or more.

Adams County, PA ranks #2,685 nationally on the opportunity index (Adams, PA, among all ranked counties); Adams, PA scores 25.0/100 and Adams, PA sits #56 inside Pennsylvania. Adams, PA is in the weak opportunity phase; Adams, PA's primary driver is construction, Adams, PA second driver bank institutional; Adams, PA moved up 283 places. 23 short-sale listings across Adams, PA; 59 days on market observed in Adams, PA; 6.5% vacancy over 18 Adams, PA ZIPs.

No CFPB county sample covers Adams County, PA. The non-metro area reading for Adams, PA: 1.6% ninety-plus days late; Adams, PA's thirty-to-eighty-nine share is 2.1% (Adams, PA, December 2025 data); Pennsylvania overall 1.0%.

Adams County, PA has 1 watched bank; 1 Adams, PA bank sits in an elevated band. Adams, PA footprints: Acnb Bank (10 branches, stress 46) in Adams, PA.

HUD lists 4 assisted multifamily properties in Adams County, PA with 194 units; 172 Adams, PA units are assisted, 1 Adams, PA properties under project-based Section 8.

2,831 of the 43,672 housing units in Adams, PA sit vacant. Adams County, PA permitted 0 multifamily units in twelve months; Adams, PA's one-to-four unit structures added 460 units in Adams County, PA.