ZIP 17316 Property Distress & Foreclosure Data

DLRadar grades ZIP 17316 (Adams County, Pennsylvania) at a low 20/100 for overall property distress. Structural risk reads 46/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (77/100)). Property-level stress concentrates in structural risk (46/100), construction/permit lag (31/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The peak-phase market in 17316 posted values that rose 3.2% over the year, 3.3% off the recent peak, and 21% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

88% of housing is owner-occupied. At $91,484, median income runs above typical U.S. levels. The typical home is worth about $293,200 (3.1× income, relatively affordable). Rent burden reaches 26% of tenant households. Vacancy runs 8.8%. The demographic-stress sub-score lands at 24/100. Population is roughly 8,460 with a median age of 48. The poverty rate is 4.0% — low. There are about 3,698 housing units across 17316. Around 25% of adults hold a bachelor's degree or higher.

Broadly, 17316 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.