ZIP 17316 Foreclosure, Tax-Lien & Distress Report

In Adams County, Pennsylvania, ZIP 17316 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 56/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (77/100). The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (56/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The neutral-phase market in 17316 posted values that rose 4.4% over the year, and 21% higher over three years, at 25/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

88% of housing is owner-occupied. At $91,484, median income runs above typical U.S. levels. A median home runs $293,200 here, or 3.1 times local income. Around 26% of renters are cost-burdened. The vacancy rate is 8.8%. The demographic-stress sub-score lands at 24/100. Population is roughly 8,460 with a median age of 48. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. There are about 3,698 housing units across 17316. About 25% have a four-year degree.

On balance, 17316 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 17316 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 17316 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 17316 stays directly comparable to neighboring ZIPs and the rest of Adams County, Pennsylvania. Where the public record is thin for 17316, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 for 17316 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 17316 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.