ZIP 17306 Property Distress & Foreclosure Data

In Adams County, Pennsylvania, ZIP 17306 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (44/100), construction/permit lag (32/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), climate & FEMA risk (69/100). The latent-versus-live split is 44/100 structural and 2/100 already moving.

The market reads peak — home values rose 2.3% year on year, 5.0% off the recent peak (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Households earn a median $79,375 — near the roughly $78,000 national figure. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Around 49% of renters are cost-burdened. About 10% have a four-year degree. On demographic stress specifically, 17306 scores 27/100. A median home runs $203,300 here, or 2.2 times local income. The vacancy rate is 0.0%. The ZIP holds roughly 193 housing units. About 538 people live here, median age 42. The tenure split is 77% owner-occupied to 23% rented.

Overall 17306 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.