ZIP 17307 Foreclosure, Tax-Lien & Distress Report

In Adams County, Pennsylvania, ZIP 17307 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 47/100 structural to 2/100 active on the ground. Leading the profile are structural risk (47/100), construction/permit lag (44/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), climate & FEMA risk (70/100).

Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 11% higher over three years, at 23/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 11.0%. On demographic stress specifically, 17307 scores 28/100. The tenure split is 80% owner-occupied to 20% rented. Households earn a median $80,274 — near the roughly $78,000 national figure. A median home runs $258,200 here, or 2.9 times local income. There are about 2,331 housing units across 17307. Population is roughly 5,677 with a median age of 45. Rent burden reaches 36% of tenant households. About 21% have a four-year degree. The poverty rate is 10.3%.

Broadly, 17307 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 17307 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 17307 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Adams County, Pennsylvania and the nation. Nothing here is interpolated — where a source is thin for 17307, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

17307's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 17307 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.