ZIP 17055 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 17055 (Cumberland County, Pennsylvania) lands at 23/100 — low on DLRadar's public-record scoring. On the structural side it scores 53/100, with 2/100 of stress already active. Its heaviest discrete signals: structural risk (53/100), construction/permit lag (43/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 19% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

41,416 residents call 17055 home, typically aged 42. The vacancy rate is 4.2%. The ZIP holds roughly 18,906 housing units. Owners hold 71% of homes, renters 29%. DLRadar's demographic-stress index for the area reads 23/100. Educational attainment sits at 47% bachelor's-or-above. Households earn a median $95,542 — above the roughly $78,000 national figure. 5.3% of residents fall below the poverty threshold. A median home runs $284,500 here, or 2.8 times local income. Around 30% of renters are cost-burdened.

Broadly, 17055 is a steadier market — the deals are the exceptions, not the rule. While 17055 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 17055 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 17055 reflects the current record instead of a stale or modeled snapshot.

The 23/100 for 17055 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 17055 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.