ZIP 17240 Property Distress & Foreclosure Data

Composite property distress in 17240 (Cumberland County, Pennsylvania) lands at 23/100 — low on DLRadar's public-record scoring. Structural exposure scores 53 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (74/100). The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.5% year on year, and 16% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,154 people live here, median age 43. A median home runs $256,300 here, or 3.0 times local income. There are about 1,246 housing units across 17240. About 16% have a four-year degree. The tenure split is 86% owner-occupied to 14% rented. Vacancy runs 3.7%. On demographic stress specifically, 17240 scores 24/100. Households earn a median $85,469 — near the roughly $78,000 national figure. Rent burden reaches 16% of tenant households. Roughly 8.1% live below the poverty line.

Overall 17240 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.