ZIP 17050 Foreclosure, Tax-Lien & Distress Report

In Cumberland County, Pennsylvania, ZIP 17050 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (82/100). Structural exposure scores 50 and live distress 2 on the 0–100 scale. Leading the profile are structural risk (50/100), construction/permit lag (32/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The market reads peak — home values rose 4.3% year on year, and 20% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

78% of housing is owner-occupied. About 42,547 people live here, median age 41. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. Around 31% of renters are cost-burdened. Vacancy runs 3.4%. There are about 17,527 housing units across 17050. At $111,834, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 23/100. About 52% have a four-year degree. Home values center near $372,900, an affordability ratio of 3.1× — accessible.

Overall 17050 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 17050 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 17050 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 17050 stays directly comparable to neighboring ZIPs and the rest of Cumberland County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 17050 shows blanks, not estimates, wherever the record is sparse.

Behind 17050's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 17050 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.