ZIP 17081 Property Distress & Foreclosure Data

In Cumberland County, Pennsylvania, ZIP 17081 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (82/100). The latent-versus-live split is 61/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (73/100), structural risk (61/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.6% year on year (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 13% have a four-year degree. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $181,900 here, or 2.2 times local income. The ZIP holds roughly 109 housing units. On demographic stress specifically, 17081 scores 22/100. Households earn a median $74,205 — near the roughly $78,000 national figure. About 283 people live here, median age 58. The vacancy rate is 0.0%. The tenure split is 100% owner-occupied to 0% rented.

Net-net, 17081 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.