ZIP 17081 Foreclosure, Tax-Lien & Distress Report

ZIP code 17081 in Cumberland County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (81/100)). Structurally it carries 49/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in structural risk (49/100), construction/permit lag (29/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 13% of adults hold a bachelor's degree or higher. 16.3% of residents fall below the poverty threshold. A median home runs $181,900 here, or 2.2 times local income. The ZIP holds roughly 109 housing units. On demographic stress specifically, 17081 scores 33/100. At $74,205, median income runs near typical U.S. levels. Population is roughly 283 with a median age of 58. Vacancy runs 0.0%. Owners hold 100% of homes, renters 0%.

Net-net, 17081 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 17081 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 17081 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Cumberland County, Pennsylvania and the nation. Nothing here is interpolated — where a source is thin for 17081, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 figure for 17081 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 17081 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.