ZIP 17040 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 17040 (Perry County, Pennsylvania) at a low 18/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (73/100). The sharpest non-environmental signals are construction/permit lag (42/100), structural risk (41/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Structural risk reads 41/100 against active distress of 2/100.

The peak-phase market in 17040 posted values that rose 4.3% over the year, and 28% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 80% owner-occupied to 20% rented. At $76,250, median income runs near typical U.S. levels. Home values center near $261,900, an affordability ratio of 3.3× — accessible. Roughly 11.8% live below the poverty line. The vacancy rate is 12.1% — elevated. Around 47% of renters are cost-burdened. About 2,494 people live here, median age 38. About 14% have a four-year degree. The ZIP holds roughly 1,083 housing units. On demographic stress specifically, 17040 scores 32/100.

On the whole, 17040 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 17040's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 17040 reflects the current record instead of a stale or modeled snapshot.

17040's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 17040 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.