ZIP 17013 Property Distress & Foreclosure Data

In Cumberland County, Pennsylvania, ZIP 17013 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (82/100)). Its standout signals are construction/permit lag (73/100), structural risk (61/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Structural exposure scores 61 and live distress 2 on the 0–100 scale.

The expansion-phase market in 17013 posted values that rose 5.6% over the year, and 15% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

62% of housing is owner-occupied. Vacancy runs 5.5%. The demographic-stress sub-score lands at 30/100. At $68,150, median income runs below typical U.S. levels. Population is roughly 37,738 with a median age of 39. The poverty rate is 12.3%. The typical home is worth about $233,300 (3.3× income, relatively affordable). There are about 16,884 housing units across 17013. Rent burden reaches 41% of tenant households. Around 34% of adults hold a bachelor's degree or higher.

On balance 17013 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.