ZIP 17013 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 17013 (Cumberland County, Pennsylvania) at a low 22/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (82/100)). Its standout signals are structural risk (50/100), construction/permit lag (32/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. On the structural side it scores 50/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.3% year on year, and 15% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 62% of homes, renters 38%. Vacancy runs 5.5%. DLRadar's demographic-stress index for the area reads 30/100. At $68,150, median income runs below typical U.S. levels. Population is roughly 37,738 with a median age of 39. The poverty rate is 12.3%. A median home runs $233,300 here, or 3.3 times local income. There are about 16,884 housing units across 17013. Around 41% of renters are cost-burdened. About 34% have a four-year degree.

Overall, 17013 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 17013 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 17013 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 17013 stays directly comparable to neighboring ZIPs and the rest of Cumberland County, Pennsylvania. The score is rebuilt from public data as it updates, so 17013 reflects the current record instead of a stale or modeled snapshot.

The 22/100 for 17013 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 17013 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.