ZIP 17015 Foreclosure, Tax-Lien & Distress Report

ZIP code 17015 in Cumberland County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (82/100)). What sets it apart are the readings on structural risk (50/100), construction/permit lag (32/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). The split runs 50/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 17% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

82% of housing is owner-occupied. There are about 10,242 housing units across 17015. Home values center near $297,500, an affordability ratio of 3.2× — accessible. Roughly 7.6% live below the poverty line. The vacancy rate is 3.8%. Around 29% of renters are cost-burdened. 24,240 residents call 17015 home, typically aged 47. Educational attainment sits at 35% bachelor's-or-above. The demographic-stress sub-score lands at 25/100. At $87,634, median income runs above typical U.S. levels.

Overall 17015 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 17015 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Cumberland County, Pennsylvania and the nation. Nothing here is interpolated — where a source is thin for 17015, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 17015 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For an operator, 17015 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.