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ZIP 17043 Foreclosure, Tax-Lien & Distress Report

Cumberland County, Pennsylvania · Distress market

ZIP code 17043 in Cumberland County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (82/100)). Structurally it carries 50/100, against 2/100 of stress already in motion. Property-level stress concentrates in structural risk (50/100), construction/permit lag (32/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The market reads peak — home values rose 4.3% year on year, and 25% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 43% of tenant households. Population is roughly 5,832 with a median age of 42. Median household income is $66,752, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. 10.4% of residents fall below the poverty threshold. The tenure split is 57% owner-occupied to 43% rented. A median home runs $226,700 here, or 3.2 times local income. Vacancy runs 2.7%. About 37% have a four-year degree. The ZIP holds roughly 3,011 housing units.

Net-net, 17043 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 17043 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 17043 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 17043 shows blanks, not estimates, wherever the record is sparse.

Behind 17043's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 17043 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

22/100
Composite stress
50/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 17043

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk87
17043 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 17043 distress snapshot

The live 17043 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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