ZIP 17065 Foreclosure, Tax-Lien & Distress Report
Cumberland County, Pennsylvania · Distress market
In Cumberland County, Pennsylvania, ZIP 17065 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (50/100), construction/permit lag (32/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Latent structural risk is 50/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (82/100).
The peak-phase market in 17065 posted values that rose 4.3% over the year, and 20% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 1,636 housing units across 17065. Rent burden reaches 37% of tenant households. Roughly 8.7% live below the poverty line. About 26% have a four-year degree. DLRadar's demographic-stress index for the area reads 27/100. About 4,043 people live here, median age 45. Home values center near $211,300, an affordability ratio of 2.8× — accessible. The vacancy rate is 7.9%. At $79,769, median income runs near typical U.S. levels. Owners hold 75% of homes, renters 25%.
Broadly, 17065 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 17065's 22/100 can be lined up against any neighbor in Cumberland County, Pennsylvania or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 17065 shows blanks, not estimates, wherever the record is sparse.
The 22/100 figure for 17065 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 17065 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 17065’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
17065 at a glance
The live 17065 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Cumberland County ZIP codes
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Open the complete 17065 acquisition file
Every distressed parcel in 17065 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology