ZIP 17324 Foreclosure, Tax-Lien & Distress Report

ZIP code 17324 in Cumberland County, Pennsylvania carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (81/100), flood (NFIP) exposure (79/100). On the structural side it scores 48/100, with 2/100 of stress already active. Its standout signals are structural risk (48/100), construction/permit lag (33/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 22% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Around 13% of renters are cost-burdened. The ZIP holds roughly 1,905 housing units. 5.8% of residents fall below the poverty threshold. The vacancy rate is 10.4%. At $73,223, median income runs near typical U.S. levels. Educational attainment sits at 11% bachelor's-or-above. Population is roughly 4,469 with a median age of 47. Owners hold 85% of homes, renters 15%. On demographic stress specifically, 17324 scores 25/100. The typical home is worth about $254,100 (3.2× income, relatively affordable).

On balance 17324 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 17324 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 17324's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 17324 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 figure for 17324 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 17324 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.