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ZIP 17020 Foreclosure, Tax-Lien & Distress Report

Perry County, Pennsylvania · Distress market

ZIP code 17020 in Perry County, Pennsylvania carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 42/100, against 2/100 of stress already in motion. What sets it apart are the readings on structural risk (42/100), construction/permit lag (41/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (73/100)).

The peak-phase market in 17020 posted values that rose 4.3% over the year, and 16% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

8,625 residents call 17020 home, typically aged 46. 80% of housing is owner-occupied. Home values center near $230,900, an affordability ratio of 2.9× — accessible. Rent burden reaches 40% of tenant households. The poverty rate is 6.0% — low. Vacancy runs 6.9%. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 3,995 housing units. Households earn a median $75,307 — near the roughly $78,000 national figure. Around 20% of adults hold a bachelor's degree or higher.

On balance 17020 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 17020 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 17020 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 17020 can be compared directly against any other ZIP in Perry County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 17020 shows blanks, not estimates, wherever the record is sparse.

The 18/100 figure for 17020 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 17020 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

18/100
Composite stress
42/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 17020

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk57
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

17020 at a glance

The live 17020 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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