ZIP 17315 Property Distress & Foreclosure Data

In York County, Pennsylvania, ZIP 17315 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (50/100), construction/permit lag (31/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. On the structural side it scores 50/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (77/100).

The market reads peak — home values rose 4.6% year on year, and 23% higher over three years (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

The tenure split is 89% owner-occupied to 11% rented. Around 38% of renters are cost-burdened. On demographic stress specifically, 17315 scores 25/100. A median home runs $234,900 here, or 2.7 times local income. About 21% have a four-year degree. About 26,434 people live here, median age 47. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 3.4%. Households earn a median $81,058 — near the roughly $78,000 national figure. The ZIP holds roughly 11,031 housing units.

Overall 17315 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.