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York County, PA: Foreclosures, Tax Liens & Distressed Properties

York County, PA, Pennsylvania: 47 ZIP codes scored, York County, PA averaging 27/100 (low, York, PA), from 21 to 27. York County, PA is in its expansion phase (York, PA confidence 28/100): York, PA home prices up 5.3% (York, PA) over twelve months. York County, PA lender headwind: 27/100.

Highest-scoring York County, PA ZIPs: 17019 (27/100), 17070 (27/100), 17302 (27/100), 17309 (27/100), 17311 (27/100), 17313 (27/100). Also scored in York County, PA: 17314, 17315, 17317, 17318, 17319, 17321, 17322, 17323, 17327, 17329.

Across York County, PA's scored ZIPs: median home value $256,704, household income $84,282, 5.9% vacancy, 7.5% poverty, 78% owner-occupied, median age 42.2.

York County, PA insurance distress 25/100 (#1,887 in the US); FEMA hazard 0/100 for York, PA; 9 York, PA NFIP flood claims, $121K paid; York, PA construction distress 81/100.

15 banks with 91 branches lend in York County, PA; York, PA weighted bank stress 55/100, highest 67/100 in York, PA.

York County, PA unemployment 3.9% (York, PA -0.3 pts, six months); 1,224 new housing units permitted in York County, PA over twelve months, York, PA down 31% from 1,777; York, PA home prices +9.7% a year (York, PA) over three years.

189,857 housing units in York County, PA; 43,552 York, PA renter households; 45% of York, PA renters spend 30%+ of income on rent, 19% (York, PA) half or more.

York County, PA ranks #2,034 nationally on the opportunity index (York, PA, among all ranked counties); York, PA scores 27.6/100 and York, PA sits #34 inside Pennsylvania. York, PA is in the weak opportunity phase; York, PA's primary driver is construction, York, PA second driver bank institutional; York, PA moved up 723 places. 100 short-sale listings across York, PA; 74 days on market observed in York, PA; 4.4% vacancy over 47 York, PA ZIPs.

1.1% of York County, PA mortgages were ninety-plus days late in December 2025; York, PA's thirty-to-eighty-nine-day share was 2.9% (CFPB county sample). York, PA's ninety-day rate is up 0.3 points on twelve months earlier; the York, PA peak since 2008 was 3.9% in February 2013; Pennsylvania overall reads 1.0%.

York County, PA has 7 watched banks; 7 York, PA banks sit in an elevated band. York, PA footprints: Orrstown Bank (14 branches, stress 53) in York, PA; Acnb Bank (9 branches, stress 46) in York, PA; Fulton Bank National Assn (7 branches, stress 61) in York, PA.

HUD lists 7 assisted multifamily properties in York County, PA with 384 units; 383 York, PA units are assisted, 5 York, PA properties under project-based Section 8.

8,274 of the 189,857 housing units in York, PA sit vacant. York County, PA permitted 147 multifamily units in twelve months; York, PA's one-to-four unit structures added 1,077 units in York County, PA.

Expansion
Market phase
5.3%
York, PA HPI YoY
0%
Drawdown
28
York confidence

Where distress concentrates in York County

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