ZIP 17401 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 17401 (York County, Pennsylvania) returns a low composite of 27/100. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (76/100). The latent-versus-live split is 62/100 structural and 2/100 already moving. The pressure is most legible in construction/permit lag (79/100), structural risk (62/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.3% year on year, and 49% higher over three years, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 39% of tenant households. The poverty rate is 25.2% — high, a tax-stress and distress correlate. About 16% have a four-year degree. Population is roughly 18,102 with a median age of 33. Median household income is $41,569, below the U.S. median near $78,000. The typical home is worth about $104,400 (2.0× income, relatively affordable). Vacancy runs 9.7%. Owners hold 34% of homes, renters 66%. On demographic stress specifically, 17401 scores 33/100. The ZIP holds roughly 8,423 housing units.

Taken together, 17401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 17401 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 17401 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 17401 can be compared directly against any other ZIP in York County, Pennsylvania or nationwide. Where the public record is thin for 17401, the field stays empty rather than modeled, and fills in as new documents post.

17401's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 17401 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.