ZIP 17320 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 17320 (Adams County, Pennsylvania) at a low 21/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (48/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Structural exposure scores 48 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), climate & FEMA risk (69/100).

Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 18% higher over three years (phase confidence 24/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $295,000 (3.2× income, relatively affordable). 9.8% of residents fall below the poverty threshold. The vacancy rate is 7.6%. On demographic stress specifically, 17320 scores 28/100. At $87,321, median income runs near typical U.S. levels. Around 26% of adults hold a bachelor's degree or higher. The tenure split is 88% owner-occupied to 12% rented. About 8,103 people live here, median age 46. Around 42% of renters are cost-burdened. There are about 3,386 housing units across 17320.

Overall 17320 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 17320 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 17320's 21/100 can be lined up against any neighbor in Adams County, Pennsylvania or any ZIP coast to coast. 17320 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

17320's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 17320 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.