ZIP 17320 Property Distress & Foreclosure Data

DLRadar grades ZIP 17320 (Adams County, Pennsylvania) at a low 19/100 for overall property distress. Property-level stress concentrates in structural risk (44/100), construction/permit lag (32/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 44/100 structural and 2/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (69/100).

Prices here sit in a peak phase: values rose 2.3% over the trailing year, 5.0% off the recent peak, and 18% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $295,000, an affordability ratio of 3.2× — accessible. 9.8% of residents fall below the poverty threshold. The vacancy rate is 7.6%. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $87,321, near the U.S. median near $78,000. Educational attainment sits at 26% bachelor's-or-above. Owners hold 88% of homes, renters 12%. 8,103 residents call 17320 home, typically aged 46. Around 42% of renters are cost-burdened. The ZIP holds roughly 3,386 housing units.

On balance, 17320 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.