ZIP 21780 Property Distress & Foreclosure Data

DLRadar grades ZIP 21780 (Frederick County, Maryland) at a low 24/100 for overall property distress. Structural exposure scores 55 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (64/100)). Property-level stress concentrates in construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The peak-phase market in 21780 posted values that rose 2.8% over the year, and 13% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,814 with a median age of 45. Vacancy runs 5.0%. There are about 812 housing units across 21780. Owners hold 75% of homes, renters 25%. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 26% bachelor's-or-above. Home values center near $451,600, an affordability ratio of 6.5×. Median household income is $64,602, below the U.S. median near $78,000. 10.9% of residents fall below the poverty threshold. Rent burden reaches 14% of tenant households.

On balance 21780 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.