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ZIP 21722 Foreclosure, Tax-Lien & Distress Report

Washington County, Maryland · Distress market

Composite property distress in 21722 (Washington County, Maryland) lands at 24/100 — low on DLRadar's public-record scoring. Structural exposure scores 57 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (69/100), flood (NFIP) exposure (64/100)). Its heaviest discrete signals: construction/permit lag (93/100), structural risk (57/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The market reads peak — home values held roughly flat year on year, 2.9% off the recent peak, and 25% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $312,500 here, or 3.5 times local income. The demographic-stress sub-score lands at 25/100. The vacancy rate is 3.6%. The tenure split is 89% owner-occupied to 11% rented. The ZIP holds roughly 2,356 housing units. Educational attainment sits at 23% bachelor's-or-above. 6,918 residents call 21722 home, typically aged 43. Median household income is $86,341, near the U.S. median near $78,000. Around 25% of renters are cost-burdened. Roughly 1.8% live below the poverty line, a low share typical of higher-equity areas.

On balance 21722 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 21722 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 21722 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 21722, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 for 21722 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 21722 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
57/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 21722

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk69
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 21722 by the numbers

The live 21722 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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