ZIP 21742 Property Distress & Foreclosure Data

ZIP code 21742 in Washington County, Maryland carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 34/100 against active distress of 2/100. What sets it apart are the readings on structural risk (34/100), institutional ownership (15/100), mortgage stress (7/100). mortgage stress (7/100) and construction/permit lag (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (69/100), flood (NFIP) exposure (64/100).

Prices here sit in a peak phase: values rose 0.7% over the trailing year, 4.2% off the recent peak, and 19% higher over three years, at 48/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 67% owner-occupied to 33% rented. Households earn a median $80,533 — near the roughly $78,000 national figure. 35,114 residents call 21742 home, typically aged 41. There are about 13,888 housing units across 21742. A median home runs $304,800 here, or 3.5 times local income. On demographic stress specifically, 21742 scores 29/100. Vacancy runs 5.6%. About 30% have a four-year degree. Roughly 11.3% live below the poverty line. Rent burden reaches 31% of tenant households.

Overall, 21742 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.