ZIP 21795 Property Distress & Foreclosure Data

Composite property distress in 21795 (Washington County, Maryland) lands at 15/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (69/100), flood (NFIP) exposure (64/100)). The sharpest non-environmental signals are structural risk (34/100), institutional ownership (15/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (3/100). Structural exposure scores 34 and live distress 2 on the 0–100 scale.

The peak-phase market in 21795 posted values that rose 0.7% over the year, 4.2% off the recent peak, and 22% higher over three years, at 48/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 69% of homes, renters 31%. Home values center near $295,800, an affordability ratio of 3.3× — accessible. There are about 4,387 housing units across 21795. DLRadar's demographic-stress index for the area reads 31/100. Population is roughly 9,942 with a median age of 41. Educational attainment sits at 26% bachelor's-or-above. 11.9% of residents fall below the poverty threshold. Rent burden reaches 39% of tenant households. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Median household income is $83,542, near the U.S. median near $78,000.

On balance 21795 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.