ZIP 25404 Property Distress & Foreclosure Data

Berkeley County, West Virginia's ZIP 25404 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (56/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (73/100)). On the structural side it scores 56/100, with 2/100 of stress already active.

The peak-phase market in 25404 posted values that rose 0.7% over the year, 4.2% off the recent peak, and 22% higher over three years (phase confidence 48/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 14.4%. 59% of housing is owner-occupied. At $68,897, median income runs near typical U.S. levels. Around 26% of renters are cost-burdened. The vacancy rate is 5.2%. Around 25% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. The typical home is worth about $246,200 (3.3× income, relatively affordable). Population is roughly 22,809 with a median age of 37. The ZIP holds roughly 10,352 housing units.

On balance 25404 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.