ZIP 25427 Foreclosure, Tax-Lien & Distress Report

In Berkeley County, West Virginia, ZIP 25427 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 45/100, against 2/100 of stress already in motion. Property-level stress concentrates in structural risk (45/100), construction/permit lag (39/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (67/100)).

The market reads peak — home values held roughly flat year on year, 2.9% off the recent peak, and 15% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $291,100 (3.0× income, relatively affordable). Rent burden reaches 20% of tenant households. Owners hold 90% of homes, renters 10%. 7.0% of residents fall below the poverty threshold. Population is roughly 16,410 with a median age of 43. The ZIP holds roughly 7,332 housing units. At $86,985, median income runs near typical U.S. levels. Educational attainment sits at 22% bachelor's-or-above. Vacancy runs 10.8%. The demographic-stress sub-score lands at 24/100.

Overall, 25427 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 25427 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 25427's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 25427 reflects the current record instead of a stale or modeled snapshot.

Behind 25427's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 25427 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.