ZIP 25427 Property Distress & Foreclosure Data

Berkeley County, West Virginia's ZIP 25427 registers 23/100 composite distress, which DLRadar reads as low. Structural risk reads 53/100 against active distress of 2/100. The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (53/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), climate & FEMA risk (67/100).

The market reads peak — home values rose 0.7% year on year, 4.2% off the recent peak, and 15% higher over three years, at 48/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $291,100 here, or 3.0 times local income. Rent burden reaches 20% of tenant households. The tenure split is 90% owner-occupied to 10% rented. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. About 16,410 people live here, median age 43. There are about 7,332 housing units across 25427. Households earn a median $86,985 — near the roughly $78,000 national figure. About 22% have a four-year degree. Vacancy runs 10.8%. On demographic stress specifically, 25427 scores 24/100.

Net-net, 25427 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.