ZIP 25413 Foreclosure, Tax-Lien & Distress Report

In Berkeley County, West Virginia, ZIP 25413 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (48/100), construction/permit lag (39/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). On the structural side it scores 48/100, with 2/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (73/100)).

The market reads peak — home values held roughly flat year on year, 2.9% off the recent peak, and 17% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 3,592 housing units across 25413. On demographic stress specifically, 25413 scores 26/100. The poverty rate is 6.5% — low. Around 41% of renters are cost-burdened. The vacancy rate is 4.8%. About 27% have a four-year degree. 82% of housing is owner-occupied. About 8,964 people live here, median age 38. At $95,000, median income runs above typical U.S. levels. The typical home is worth about $280,100 (2.6× income, relatively affordable).

Overall, 25413 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 25413 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Berkeley County, West Virginia and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 25413 shows blanks, not estimates, wherever the record is sparse.

Behind 25413's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 25413 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.