ZIP 25413 Property Distress & Foreclosure Data

Berkeley County, West Virginia's ZIP 25413 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (56/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). The latent-versus-live split is 56/100 structural and 2/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (73/100)).

The peak-phase market in 25413 posted values that rose 0.7% over the year, 4.2% off the recent peak, and 17% higher over three years (phase confidence 48/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 3,592 housing units. The demographic-stress sub-score lands at 26/100. The poverty rate is 6.5% — low. Around 41% of renters are cost-burdened. The vacancy rate is 4.8%. Around 27% of adults hold a bachelor's degree or higher. 82% of housing is owner-occupied. Population is roughly 8,964 with a median age of 38. At $95,000, median income runs above typical U.S. levels. The typical home is worth about $280,100 (2.6× income, relatively affordable).

On balance 25413 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.