Berkeley County, WV: Foreclosures, Tax Liens & Distressed Properties

Berkeley County, WV, West Virginia: 12 ZIP codes scored, Berkeley County, WV averaging 20/100 (low, Berkeley, WV), from 18 to 21. Berkeley County, WV is in its peak phase (Berkeley, WV confidence 31/100): Berkeley, WV home prices up 0.3% (Berkeley, WV) over twelve months, 2.9% under their peak. Berkeley County, WV lender headwind: 40/100.

Highest-scoring Berkeley County, WV ZIPs: 25401 (21/100), 25403 (21/100), 25404 (21/100), 25405 (21/100), 25413 (21/100), 25419 (21/100). Also scored in Berkeley County, WV: 25420, 25421, 25428, 25427, 25430, 25443.

Across Berkeley County, WV's scored ZIPs: median home value $285,255, household income $80,773, 5.9% vacancy, 9.4% poverty, 80% owner-occupied, median age 40.0.

Berkeley County, WV insurance distress 27/100 (#1,689 in the US); FEMA hazard 0/100 for Berkeley, WV; 3 federal disaster declarations in Berkeley County, WV since 2023; 11 Berkeley, WV NFIP flood claims, $259K paid; Berkeley, WV construction distress 41/100.

9 banks with 25 branches lend in Berkeley County, WV; Berkeley, WV weighted bank stress 59/100, highest 81/100 in Berkeley, WV.

Berkeley County, WV unemployment 3.5% (Berkeley, WV -1.0 pts, six months); 1,248 new housing units permitted in Berkeley County, WV over twelve months, Berkeley, WV up 9% from 1,140; Berkeley, WV home prices +9.4% a year (Berkeley, WV) over three years.

53,819 housing units in Berkeley County, WV; 12,150 Berkeley, WV renter households; 43% of Berkeley, WV renters spend 30%+ of income on rent, 19% (Berkeley, WV) half or more.

Berkeley County, WV ranks #2,103 nationally on the opportunity index (Berkeley, WV, among all ranked counties); Berkeley, WV scores 27.3/100 and Berkeley, WV sits #42 inside West Virginia. Berkeley, WV is in the weak opportunity phase; Berkeley, WV's primary driver is bank institutional, Berkeley, WV second driver listings discount; Berkeley, WV moved up 686 places. 133 short-sale listings across Berkeley, WV; 32 days on market observed in Berkeley, WV; 5.9% vacancy over 12 Berkeley, WV ZIPs.

1.3% of Berkeley County, WV mortgages were ninety-plus days late in December 2025; Berkeley, WV's thirty-to-eighty-nine-day share was 4.2% (CFPB county sample). Berkeley, WV's ninety-day rate is down 0.1 points on twelve months earlier; the Berkeley, WV peak since 2008 was 5.5% in February 2011; West Virginia overall reads 1.1%.

Berkeley County, WV has 4 watched banks; 4 Berkeley, WV banks sit in an elevated band. Berkeley, WV footprints: City Nb Of West Virginia (4 branches, stress 49) in Berkeley, WV; Cnb Bank Inc (3 branches, stress 75) in Berkeley, WV; Jefferson Security Bank (2 branches, stress 81) in Berkeley, WV.

HUD lists 7 assisted multifamily properties in Berkeley County, WV with 610 units; 180 Berkeley, WV units are assisted, 2 Berkeley, WV properties under project-based Section 8.

2,798 of the 53,819 housing units in Berkeley, WV sit vacant. Berkeley County, WV permitted 106 multifamily units in twelve months; Berkeley, WV's one-to-four unit structures added 1,142 units in Berkeley County, WV.