ZIP 25401 Foreclosure, Tax-Lien & Distress Report
Berkeley County, West Virginia · High Poverty market
ZIP code 25401 in Berkeley County, West Virginia carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 48/100, with 2/100 of stress already active. Its standout signals are structural risk (48/100), construction/permit lag (39/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (73/100).
The market reads peak — home values held roughly flat year on year, 2.9% off the recent peak, and 10% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 15,661 people live here, median age 38. Median household income is $49,157, below the U.S. median near $78,000. The typical home is worth about $229,200 (4.5× income). 53% of housing is owner-occupied. There are about 6,721 housing units across 25401. Around 23% of adults hold a bachelor's degree or higher. Rent burden reaches 49% of tenant households. The poverty rate is 22.5% — high, a tax-stress and distress correlate. The vacancy rate is 7.8%. DLRadar's demographic-stress index for the area reads 39/100.
Taken together, 25401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 25401's 21/100 can be lined up against any neighbor in Berkeley County, West Virginia or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 25401, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
25401's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 25401 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 25401
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 25401 distress snapshot
A live read on 25401: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Berkeley County ZIP reports
Related reports across Berkeley County, West Virginia
Additional distress intelligence spanning Berkeley County, West Virginia by ZIP, county and state.
Open the complete 25401 acquisition file
See who owns each distressed property in 25401, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology