ZIP 25401 Property Distress & Foreclosure Data

In Berkeley County, West Virginia, ZIP 25401 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 56/100 against active distress of 2/100. Its standout signals are construction/permit lag (69/100), structural risk (56/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (73/100)).

The peak-phase market in 25401 posted values that rose 0.7% over the year, 4.2% off the recent peak, and 10% higher over three years, at 48/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 15,661 with a median age of 38. At $49,157, median income runs below typical U.S. levels. The typical home is worth about $229,200 (4.5× income). 53% of housing is owner-occupied. There are about 6,721 housing units across 25401. Around 23% of adults hold a bachelor's degree or higher. Rent burden reaches 49% of tenant households. The poverty rate is 22.5% — high, a tax-stress and distress correlate. Vacancy runs 7.8%. The demographic-stress sub-score lands at 39/100.

On the whole, 25401 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.