ZIP 25428 Foreclosure, Tax-Lien & Distress Report

ZIP 25428's composite property-distress score is 21/100 - DLRadar classes that as low for Berkeley County, West Virginia. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (73/100)). Structural exposure scores 48 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: structural risk (48/100), construction/permit lag (39/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.9% off the recent peak, and 25% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $80,329, near the U.S. median near $78,000. Vacancy runs 4.5%. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. 13,690 residents call 25428 home, typically aged 34. Home values center near $247,700, an affordability ratio of 2.9× — accessible. Around 15% of adults hold a bachelor's degree or higher. Around 21% of renters are cost-burdened. The demographic-stress sub-score lands at 24/100. 88% of housing is owner-occupied. There are about 5,736 housing units across 25428.

Net-net, 25428 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 25428 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 25428's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 25428 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

25428's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 25428 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.