ZIP 25428 Property Distress & Foreclosure Data

ZIP code 25428 in Berkeley County, West Virginia carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (73/100)). The latent-versus-live split is 56/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (69/100), structural risk (56/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The peak-phase market in 25428 posted values that rose 0.7% over the year, 4.2% off the recent peak, and 25% higher over three years (phase confidence 48/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $80,329, median income runs near typical U.S. levels. The vacancy rate is 4.5%. The poverty rate is 7.2% — low. Population is roughly 13,690 with a median age of 34. The typical home is worth about $247,700 (2.9× income, relatively affordable). Around 15% of adults hold a bachelor's degree or higher. Around 21% of renters are cost-burdened. The demographic-stress sub-score lands at 24/100. 88% of housing is owner-occupied. The ZIP holds roughly 5,736 housing units.

On balance 25428 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.