West Virginia Foreclosures, Tax Liens & Distressed Properties

DLRadar reads West Virginia from the parcel up: foreclosure, tax, mortgage and lender records rolled into one score per ZIP. DLRadar scores 738 West Virginia ZIPs across 55 counties (mean composite 21/100). Most West Virginia counties sit in a expansion phase, with home prices up 7.1% year over year. By market phase, the county split is 51 expansion, 2 contraction, 2 peak.

Among the hardest-hit are Roane County, Pleasants County, Calhoun County, Grant County, Mcdowell County.

The most-distressed West Virginia ZIP codes are 25015 (37/100), 25025 (37/100), 25035 (37/100), 25039 (37/100), 25054 (37/100).

The West Virginia breakdown, county by county:

Barbour County is expansion (up 8.0% on the year). Berkeley County is in its peak phase, values about even, 2.9% off peak, lender pressure 40/100. Boone County is in its expansion phase, homes +9.2% YoY, a 48/100 lender reading. Braxton County — expansion, values rising 8.0%, bank stress 21/100. DLRadar reads Brooke County as expansion — appreciation near 8.5%, a 26/100 lender reading. In Cabell County, expansion: up 7.3% on the year, headwind 32/100. Calhoun County is in its expansion phase, prices up 8.0%, lender pressure 74/100.

Clay County is in its expansion phase, homes +9.2% YoY, a 28/100 lender reading. Doddridge County reads expansion — appreciation near 6.0%, bank stress 57/100. Fayette County: expansion, up 9.6% on the year, a 50/100 lender reading. Gilmer County is in its expansion phase, up 8.0% on the year, headwind 22/100. Grant County reads expansion — homes +8.0% YoY, headwind 64/100. Greenbrier County — expansion, prices up 8.0%, a 28/100 lender reading. Hampshire County: expansion, up 6.3% on the year, headwind 35/100.

Hancock County sits in expansion, appreciation near 8.5%. In Hardy County, expansion: up 8.0% on the year, lender pressure 50/100. Harrison County is expansion (appreciation near 6.0%, headwind 43/100). Jackson County — expansion, values rising 8.0%, lender pressure 40/100. Jefferson County is in its expansion phase, values rising 6.0%, headwind 48/100. Kanawha County: expansion, prices up 9.2%, headwind 37/100. In Lewis County, expansion: up 8.0% on the year, lender pressure 21/100.

DLRadar reads Lincoln County as expansion — homes +8.0% YoY, lender pressure 23/100. Logan County reads expansion — prices up 8.0%, a 35/100 lender reading. Marion County is expansion (homes +6.0% YoY, bank stress 39/100). Marshall County: contraction, a 0.5% slide, bank stress 41/100. Mason County reads expansion — appreciation near 8.0%, headwind 50/100. Mcdowell County: expansion, up 8.0% on the year, headwind 61/100. Mercer County: expansion, prices up 6.0%, a 23/100 lender reading.

DLRadar reads Mineral County as expansion — appreciation near 6.0%, a 47/100 lender reading. Mingo County reads expansion — appreciation near 8.0%, lender pressure 39/100. Monongalia County: expansion, up 6.7% on the year, headwind 31/100. Monroe County — expansion, values rising 8.0%, bank stress 27/100. Morgan County — peak, prices flat, 2.9% below peak, headwind 50/100. Nicholas County — expansion, up 8.0% on the year. Ohio County sits in contraction, down 0.5% on the year, headwind 29/100.

Pendleton County reads expansion — appreciation near 8.0%, bank stress 53/100. Pleasants County — expansion, appreciation near 8.0%, bank stress 85/100. Pocahontas County is in its expansion phase, up 8.0% on the year, headwind 52/100. In Preston County, expansion: up 6.7% on the year, headwind 33/100. Putnam County reads expansion — values rising 7.3%, headwind 45/100. Raleigh County is in its expansion phase, prices up 9.6%, bank stress 40/100. In Randolph County, expansion: values rising 6.0%, a 45/100 lender reading.

Ritchie County sits in expansion, up 8.0% on the year, a 54/100 lender reading. Roane County reads expansion — homes +8.0% YoY, a 100/100 lender reading. Summers County reads expansion — appreciation near 8.0%. Taylor County — expansion, values rising 6.0%, headwind 20/100. Tucker County is expansion (prices up 8.0%, a 53/100 lender reading). Tyler County — expansion, prices up 8.0%, bank stress 35/100. Upshur County reads expansion — values rising 8.0%.

DLRadar reads Wayne County as expansion — prices up 7.3%, lender pressure 16/100.

West Virginia opportunity phases: 18 early_signal, 16 weak, 8 watchlist, 7 peak_opportunity, 4 overheated, 2 strong_buy; West Virginia average index 29.9. Best-ranked West Virginia counties: Marshall #74 (37.8), construction; Kanawha #94 (37.3), construction; Roane #134 (36.6), vacancy in West Virginia; Morgan #249 (35.3), vacancy; Doddridge #274 (35.0), vacancy; Tucker #305 (34.7), vacancy.

West Virginia mortgages ninety-plus days late: 1.1%; West Virginia thirty-to-eighty-nine days late 3.6% (December 2025); 2 West Virginia counties sit in the CFPB sample; highest West Virginia county readings: Kanawha 2.1%, Berkeley 1.3%.

West Virginia county unemployment averages 4.5% across 55 counties; West Virginia permitted 3,968 housing units in twelve months (418 multifamily); 132,670 of 861,325 West Virginia housing units are vacant; 185,366 West Virginia renter households, 33.6% spending 30%+ of income on rent.

West Virginia ZIP price-cycle phases: 1,424 peak, 1,012 expansion, 82 contraction, 58 neutral, 1 recovery.