Jefferson County, WV: Foreclosures, Tax Liens & Distressed Properties

Jefferson County, WV, West Virginia: 9 ZIP codes scored, Jefferson County, WV averaging 17/100 (low, Jefferson, WV), from 10 to 18. Jefferson County, WV is in its expansion phase (Jefferson, WV confidence 44/100): Jefferson, WV home prices up 6.0% (Jefferson, WV) over twelve months. Jefferson County, WV lender headwind: 48/100.

Highest-scoring Jefferson County, WV ZIPs: 25414 (18/100), 25425 (18/100), 25430 (18/100), 25432 (18/100), 25438 (18/100), 25442 (18/100). Also scored in Jefferson County, WV: 25443, 25446, 20135.

Across Jefferson County, WV's scored ZIPs: median home value $355,767, household income $97,139, 9.3% vacancy, 6.9% poverty, 79% owner-occupied, median age 39.5.

Jefferson County, WV insurance distress 21/100 (#2,181 in the US); FEMA hazard 0/100 for Jefferson, WV; 2 federal disaster declarations in Jefferson County, WV since 2023; 2 Jefferson, WV NFIP flood claims, $22K paid; Jefferson, WV construction distress 52/100.

6 banks with 13 branches lend in Jefferson County, WV; Jefferson, WV weighted bank stress 61/100, highest 81/100 in Jefferson, WV.

Jefferson County, WV unemployment 3.1% (Jefferson, WV -0.8 pts, six months); 1,153 new housing units permitted in Jefferson County, WV over twelve months, Jefferson, WV down 3% from 1,185; Jefferson, WV home prices +10.6% a year (Jefferson, WV) over three years.

24,774 housing units in Jefferson County, WV; 4,562 Jefferson, WV renter households; 39% of Jefferson, WV renters spend 30%+ of income on rent, 19% (Jefferson, WV) half or more.

Jefferson County, WV ranks #1,711 nationally on the opportunity index (Jefferson, WV, among all ranked counties); Jefferson, WV scores 28.7/100 and Jefferson, WV sits #35 inside West Virginia. Jefferson, WV is in the early_signal opportunity phase; Jefferson, WV's primary driver is bank institutional, Jefferson, WV second driver construction; Jefferson, WV moved up 436 places. 83 short-sale listings across Jefferson, WV; 21 days on market observed in Jefferson, WV; 9.1% vacancy over 9 Jefferson, WV ZIPs.

No CFPB county sample covers Jefferson County, WV. The metro area reading for Jefferson, WV (Washington-Arlington-Alexandria, DC-VA-MD-WV): 0.7% ninety-plus days late; Jefferson, WV's thirty-to-eighty-nine share is 1.5% (Jefferson, WV, December 2025 data); West Virginia overall 1.1%.

Jefferson County, WV has 3 watched banks; 3 Jefferson, WV banks sit in an elevated band. Jefferson, WV footprints: Jefferson Security Bank (3 branches, stress 81) in Jefferson, WV; Potomac Bank (3 branches, stress 64) in Jefferson, WV; City Nb Of West Virginia (2 branches, stress 49) in Jefferson, WV.

HUD lists 2 assisted multifamily properties in Jefferson County, WV with 82 units; 81 Jefferson, WV units are assisted, 1 Jefferson, WV properties under project-based Section 8.

1,970 of the 24,774 housing units in Jefferson, WV sit vacant. Jefferson County, WV permitted 62 multifamily units in twelve months; Jefferson, WV's one-to-four unit structures added 1,091 units in Jefferson County, WV.