ZIP 25414 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 25414 (Jefferson County, West Virginia) at a low 18/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (62/100)). The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (41/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). Structural exposure scores 41 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 6.0% year on year, and 22% higher over three years, at 44/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

20,273 residents call 25414 home, typically aged 41. Home values center near $391,700, an affordability ratio of 3.6× — accessible. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. 77% of housing is owner-occupied. Vacancy runs 5.6%. The demographic-stress sub-score lands at 27/100. Median household income is $101,020, above the U.S. median near $78,000. Around 29% of renters are cost-burdened. There are about 8,470 housing units across 25414. Educational attainment sits at 37% bachelor's-or-above.

Overall 25414 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 25414 at the moment; the composite and its components are still built from verifiable records.

Whether 25414 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 25414 can be compared directly against any other ZIP in Jefferson County, West Virginia or nationwide. Where the record is thin for 25414, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 25414 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For a buyer, 25414 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.