ZIP 25442 Foreclosure, Tax-Lien & Distress Report

ZIP code 25442 in Jefferson County, West Virginia carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (56/100), structural risk (43/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. The latent-versus-live split is 43/100 structural and 2/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 31% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $120,217 — above the roughly $78,000 national figure. Vacancy runs 6.2%. The typical home is worth about $393,600 (2.9× income, relatively affordable). Population is roughly 2,918 with a median age of 37. On demographic stress specifically, 25442 scores 30/100. Educational attainment sits at 32% bachelor's-or-above. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. Owners hold 90% of homes, renters 10%. Around 69% of renters are cost-burdened. The ZIP holds roughly 1,008 housing units.

On balance, 25442 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 25442 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 25442 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 25442 can be compared directly against any other ZIP in Jefferson County, West Virginia or nationwide. The score is rebuilt from public data as it updates, so 25442 reflects the current record instead of a stale or modeled snapshot.

Each component behind 25442 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. In workflow terms, 25442 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.