ZIP 25438 Property Distress & Foreclosure Data

In Jefferson County, West Virginia, ZIP 25438 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 40/100 against active distress of 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (70/100). Its standout signals are construction/permit lag (40/100), structural risk (40/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 25% higher over three years, at 37/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $254,400, an affordability ratio of 2.8× — accessible. Rent burden reaches 31% of tenant households. 7,356 residents call 25438 home, typically aged 37. Owners hold 70% of homes, renters 30%. Vacancy runs 8.6%. Median household income is $82,825, near the U.S. median near $78,000. There are about 3,129 housing units across 25438. DLRadar's demographic-stress index for the area reads 29/100. 14.2% of residents fall below the poverty threshold. Educational attainment sits at 16% bachelor's-or-above.

On balance, 25438 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.