ZIP 25405 Property Distress & Foreclosure Data

ZIP code 25405 in Berkeley County, West Virginia carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 56/100 against active distress of 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (73/100). What sets it apart are the readings on construction/permit lag (69/100), structural risk (56/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 0.7% over the trailing year, 4.2% off the recent peak, and 5% higher over three years, at 48/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

14,993 residents call 25405 home, typically aged 42. Rent burden reaches 39% of tenant households. Home values center near $259,600, an affordability ratio of 2.8× — accessible. Owners hold 84% of homes, renters 16%. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 3.9%. Median household income is $90,962, above the U.S. median near $78,000. There are about 5,634 housing units across 25405. Educational attainment sits at 20% bachelor's-or-above. 10.0% of residents fall below the poverty threshold.

Overall, 25405 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.