ZIP 25405 Foreclosure, Tax-Lien & Distress Report

ZIP code 25405 in Berkeley County, West Virginia carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 48/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (73/100). The pressure is most legible in structural risk (48/100), construction/permit lag (39/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

The peak-phase market in 25405 posted values that held roughly flat over the year, 2.9% off the recent peak, and 5% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 14,993 with a median age of 42. Around 39% of renters are cost-burdened. Home values center near $259,600, an affordability ratio of 2.8× — accessible. Owners hold 84% of homes, renters 16%. On demographic stress specifically, 25405 scores 27/100. Vacancy runs 3.9%. Households earn a median $90,962 — above the roughly $78,000 national figure. There are about 5,634 housing units across 25405. Around 20% of adults hold a bachelor's degree or higher. 10.0% of residents fall below the poverty threshold.

Overall, 25405 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 25405 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 25405 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 25405 shows blanks, not estimates, wherever the record is sparse.

25405's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 25405 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.