ZIP 25421 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 25421 (Berkeley County, West Virginia) returns a low composite of 21/100. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100), climate & FEMA risk (73/100). What sets it apart are the readings on structural risk (48/100), construction/permit lag (41/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100). Latent structural risk is 48/100 while live distress already moving reads 0/100.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.9% off the recent peak (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 100% owner-occupied to 0% rented. The vacancy rate is 0.0%. About 49% have a four-year degree. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. About 33 people live here. DLRadar's demographic-stress index for the area reads 50/100.

On balance 25421 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 25421 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 25421 stays directly comparable to neighboring ZIPs and the rest of Berkeley County, West Virginia. 25421 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 21/100 for 25421 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 25421 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.