ZIP 22603 Property Distress & Foreclosure Data

DLRadar grades ZIP 22603 (Frederick County, Virginia) at a low 20/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100). On the structural side it scores 47/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (69/100), structural risk (47/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, 2.0% off the recent peak, and 14% higher over three years (phase confidence 48/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Educational attainment sits at 27% bachelor's-or-above. Around 43% of renters are cost-burdened. Median household income is $79,260, near the U.S. median near $78,000. The ZIP holds roughly 7,201 housing units. 17,748 residents call 22603 home, typically aged 47. DLRadar's demographic-stress index for the area reads 32/100. 7.8% of residents fall below the poverty threshold. The vacancy rate is 6.5%. Home values center near $349,600, an affordability ratio of 4.2×. Owners hold 75% of homes, renters 25%.

On balance, 22603 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.