ZIP 22603 Foreclosure, Tax-Lien & Distress Report

ZIP code 22603 in Frederick County, Virginia carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). Structural risk reads 43/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (56/100), structural risk (43/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 14% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 27% bachelor's-or-above. Around 43% of renters are cost-burdened. At $79,260, median income runs near typical U.S. levels. The ZIP holds roughly 7,201 housing units. Population is roughly 17,748 with a median age of 47. On demographic stress specifically, 22603 scores 32/100. Roughly 7.8% live below the poverty line. The vacancy rate is 6.5%. The typical home is worth about $349,600 (4.2× income). The tenure split is 75% owner-occupied to 25% rented.

Broadly, 22603 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 22603 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 22603's 18/100 can be lined up against any neighbor in Frederick County, Virginia or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 22603 reflects the current record instead of a stale or modeled snapshot.

The 18/100 figure for 22603 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 22603 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.